Business Owner Financial Planning
At Sutton, we offer a full range of business protection products to make sure that whatever happens with your business, you’re covered.
Imagine a situation where your business is doing well until something terrible happens to your business partner and they’re no longer able to do their job which leaves a significant hole in the operation. How are you going to cover that workload? It may be worse if they die and their shares pass on to their other half who possibly knows very little or absolutely nothing about running a business alongside yourself.
Business protection, tailored to your team
To mitigate various scenarios like this within businesses, we offer Shareholder Protection, Death in Service, Key Man Insurance, Relevant Life Cover and Executive Income Protection, making sure that the best possible outcome is secured where all sides benefit.
Most importantly we can put together a host of products as part of director packages which not only become more effective but can then be passed through the business as a legitimate expense.
When it comes to building a great team, a lot of industries have become more and more competitive and it’s now harder to attract and retain staff, but that’s where we can help. Instead of having to continually offer increased salaries, we help you build bespoke employee benefit packages that your employees actually want, and it could save you money in the long run.
Pensions and protection for your business
When Auto-enrolment was made mandatory, a lot of employers rushed to set up pension schemes that maybe in hindsight, weren’t the best options for their employees. Many new pension companies came into existence, seeing Auto-enrolment as an opportunity, even though they’d had never run a pension scheme before.
That’s where we can review your options and recommend an Auto-enrolment scheme that actually works for your employee’s retirement, with a company that actually knows how to run a pension scheme properly. We offer a wide range of investment options and easy back-office management to suit your employees needs long after they retire.
Creating a successful business is hard enough but once you’ve done it, you want to make sure that you can protect it as best you can. Protection and insurance products for key people within your business is always going to be important and to test this theory you only have to ask yourself, ‘what would I do if my business partner suddenly wasn’t there?’
Key members of any team are real assets, so protecting them properly means that the business is not left vulnerable. If you would like to discuss how we can help you protect your business, then please get in contact with the team here at Sutton.
How we charge
- Total assets under management
- £0
Your initial fee
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Your initial fee
£0
See how this is worked out
| 4% on the first £50,000 | £0 |
|---|---|
| 2% on the next £100,000 | £0 |
| 1% on anything above £150,000 | £0 |
| Tiered total | £0 |
This is an estimate of the initial advice fee only. It is not a personal recommendation and does not include ongoing charges, product fees or investment costs. Your actual fee will be confirmed in writing before any work begins.
What brings you here?
In a world that’s obsessed with products, we’d rather focus on people. That’s what sets Sutton apart from the other financial advisers out there.