Investments

The best way of growing wealth is to invest it, but whatever route you pursue, it’s vital that it matches your goals and ambitions for the money you already have.

As we look to create the perfect investment package, we ask the important questions like, what do you already have, what do you want to achieve and of course how risk adverse are you with your existing pot? This is the sensible starting point.

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Bespoke, tax-efficient investment packaging

The simplest way of describing what we’re able to do for you is to use the ‘sweet wrapper’ analogy. Your existing pot of money is the sweet itself that’s inside, while the ‘wrapper’ is the product that we’re able to recommend for you. That might be an ISA, an Investment Bond or even a pension pot.

There’s no ‘off the shelf’ or ‘one size fits all’ products with us at Sutton. What we look to design is a bespoke package that offers built in tax efficiencies that match what you want while generating what you need.

Sailing boats moored in a sunny harbour beneath a green hillside

Investment planning built around you

Financial investment isn’t just about markets and performance, it’s about you. What you want, where you want to be and how you want to get there? Careful and considered long term planning is the key to investment and it’s what we understand better than most here at Sutton.

If you are interested in how we can create the perfect investment ‘wrapper’ for you then the sensible starting point is a face-to-face conversation where we can talk you through the available options, work out where your redlines for risk really are and put the best possible options on the table. It’s never about selling you a product, but it is about balancing risk and reward, while matching your expectations.

The value of investments can fall as well as rise and you may get back less than you invested. Past performance is not a reliable indicator of future results.

How we charge

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Your initial fee

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This is an estimate of the initial advice fee only. It is not a personal recommendation and does not include ongoing charges, product fees or investment costs. Your actual fee will be confirmed in writing before any work begins.

Every good financial plan starts with a conversation

Book a no-obligation call with our team and we’ll talk through your situation, answer your questions and show you what’s possible, no pressure, no jargon, just honest advice.

What brings you here?

In a world that’s obsessed with products, we’d rather focus on people. That’s what sets Sutton apart from the other financial advisers out there.

I want to leave a legacy

I’m building wealth

I want to protect my family

I’m thinking about retirement

I want more from my money

I want more freedom and choice

Client feedback

“Megan has been fantastic and forensic in dealing with my current policies. She has asked all the right questions and provided all the right answers. I now have in place better, more robust policies, saving me money and time. Can’t speak highly enough! ”
Tim R, Devon

“As I was retiring early due to ill health (stroke at 52),my pension provider required my choice of pension option (drawdown) to be advisor led. It was important to my wife and I that we found an independent financial advisor whom we could trust, was empathetic to our situation as well as being someone who my wife would feel comfortable talking to on financial matters on her own in the future if required. It has always felt as though Megan was doing her absolute best for us and we’ll always be grateful for that.”

Mr & Mrs C, Cornwall

“I was finding it difficult to get a local Financial Advisor to come back to me with professional advice, so I turned to a family member who had previously worked with Megan, who had nothing but positive praise for her and her work. Absolutely brilliant service received from Megan. She recently helped me bring all my pensions together and I can’t thank her enough for making the whole process both easy to understand and enjoyable at the same time! Thank you again Megan, your professionalism and customer handling skills are superb! I couldn’t ask for a better relationship with my IFA.”

Alex P, Yorkshire

“Following a health scare at the end of 2025, I knew I needed to retire early. This was a very anxious time for me, however, Megan’s wise, professional help reassured me that retirement was indeed a viable option. She helped me use my pension to ensure a stable monthly income and make plans going forward to adjust as other pension options become available. Her calm, clear professionalism was greatly appreciated.”

Joanne B, Devon

“Megan has continued to support our family with pension and investment planning. She both knows and understands us well. Her advice remains tailored to our individuality. Megan has given specific advice on issues covering pension, inheritance, investment and retirement. We still appreciate her quick considered responses to queries and requests for help or understanding, notably with some awkward queries relating to our daughter. Her on-going ease of accessibility is reassuring and her professionalism supports confidence in our financial circumstances and future planning.”

Mr & Mrs H, Pembrokeshire