Protection and Insurance

Creating reassurance and peace of mind is a wonderful thing to do as it enables you and your family to get on and live your life, safe in the knowledge that whatever happens, money won’t be an immediate issue. In fact, in difficult situations, money is last thing you want to be worrying about.

Here at Sutton, we have access to a full range of Personal Protection products including Life Insurance, Income Protection and Critical Illness cover. Bear in mind policies such as this aren’t always about what happens if you die, they’re as much to do with what happens if you’re unable to work and can’t provide a regular income.

Two people in hoodies walking along a sandy beach

Protect your family from life’s uncertainty

We all get used to living on what we earn, so suddenly losing that income overnight would create a significant problem, especially because adjustment to situations like that, often take time and it’s time that you clearly won’t have under those circumstances. When income stops, outgoings rarely balance out at the same rate, which in turn creates a problem.

There’s no doubt that when you have these types of policies in place, you’re protecting your family and doing the right thing just in case something bad happens to you, but it also creates a hugely positive feeling for you right now. It’s about reassurance, because if you were to die or were taken seriously ill, then your family will be finding it hard enough without having to worry about money on top of everything else.

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Peace of mind for you and your family

We’ve helped hundreds of people protect themselves against these specific situations and we can do that for you as well. If you would like to have a conversation about how we can help you protect yourself and your family, then let’s set up a time to meet.

Every good financial plan starts with a conversation

Book a no-obligation call with our team and we’ll talk through your situation, answer your questions and show you what’s possible, no pressure, no jargon, just honest advice.

What brings you here?

In a world that’s obsessed with products, we’d rather focus on people. That’s what sets Sutton apart from the other financial advisers out there.

I want to leave a legacy

I’m building wealth

I want to protect my family

I’m thinking about retirement

I want more from my money

I want more freedom and choice

Client feedback

“Megan has been fantastic and forensic in dealing with my current policies. She has asked all the right questions and provided all the right answers. I now have in place better, more robust policies, saving me money and time. Can’t speak highly enough! ”
Tim R, Devon

“As I was retiring early due to ill health (stroke at 52),my pension provider required my choice of pension option (drawdown) to be advisor led. It was important to my wife and I that we found an independent financial advisor whom we could trust, was empathetic to our situation as well as being someone who my wife would feel comfortable talking to on financial matters on her own in the future if required. It has always felt as though Megan was doing her absolute best for us and we’ll always be grateful for that.”

Mr & Mrs C, Cornwall

“I was finding it difficult to get a local Financial Advisor to come back to me with professional advice, so I turned to a family member who had previously worked with Megan, who had nothing but positive praise for her and her work. Absolutely brilliant service received from Megan. She recently helped me bring all my pensions together and I can’t thank her enough for making the whole process both easy to understand and enjoyable at the same time! Thank you again Megan, your professionalism and customer handling skills are superb! I couldn’t ask for a better relationship with my IFA.”

Alex P, Yorkshire

“Following a health scare at the end of 2025, I knew I needed to retire early. This was a very anxious time for me, however, Megan’s wise, professional help reassured me that retirement was indeed a viable option. She helped me use my pension to ensure a stable monthly income and make plans going forward to adjust as other pension options become available. Her calm, clear professionalism was greatly appreciated.”

Joanne B, Devon

“Megan has continued to support our family with pension and investment planning. She both knows and understands us well. Her advice remains tailored to our individuality. Megan has given specific advice on issues covering pension, inheritance, investment and retirement. We still appreciate her quick considered responses to queries and requests for help or understanding, notably with some awkward queries relating to our daughter. Her on-going ease of accessibility is reassuring and her professionalism supports confidence in our financial circumstances and future planning.”

Mr & Mrs H, Pembrokeshire