How we charge

How we Charge

We believe you should understand what you’re paying for from the very beginning.

Clear, upfront pricing

Financial advice can sometimes feel complicated enough without confusing fee structures added into the mix, so at Sutton we keep things as clear and straightforward as possible. Before we carry out any work on your behalf, we’ll explain exactly what our advice will cost and what you’ll receive in return.

The figure shown is an estimate of the initial advice fee only. It does not include ongoing charges, product fees or investment costs. Your actual fee will always be discussed and confirmed with you in writing before any work begins.

You don’t need to understand every pension, investment or financial product before speaking to us. That’s our job.

We prefer to start with a simple conversation about where you are now and where you’d like to be. From there, we can explain how we could help, what would be involved and importantly, what it would cost.

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What brings you here?

In a world that’s obsessed with products, we’d rather focus on people. That’s what sets Sutton apart from the other financial advisers out there.

I want to leave a legacy

I’m building wealth

I want to protect my family

I’m thinking about retirement

I want more from my money

I want more freedom and choice

How we can help

At Sutton, we offer a full range of financial planning and protection services designed around your goals, whatever stage of life you’re at.

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Business Owner Planning

Business protection packages such as Key Man Insurance safeguard a company against the sudden loss of a key person.

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Financial Planning

An ongoing, personalised process that sets clear goals, builds a plan to reach them and reviews progress every year.

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Inheritance Tax Planning

Early planning using gifting, trusts and tax-efficient investments helps preserve as much of your estate as possible.

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Investment Planning

We design bespoke, tax-efficient investment wrappers around your existing pot, matched carefully to your goals and appetite for risk.

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Pensions and Retirement

A private pension will fund the retirement lifestyle that a state pension alone could not, and Sutton helps set up, review and manage them.

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Protection and Insurance

Life, Income and Critical Illness cover give you and your family real security if you die, become seriously ill or can’t work due to ill health or injury.